SECURITY

Multi-layer security controls for global money movement

Fast Track Pathway embeds security and risk controls throughout global accounts, virtual accounts, cross-border transfers, fiat and stablecoin conversion, and FTP Card workflows.

From account login, identity verification, and team permissions to transaction monitoring, data protection, and incident handling, layered controls help reduce the risk of unauthorized access, account misuse, and unusual transactions.

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Fast Track Pathway security layers

Account Access

Protection for authentication, sessions, and sensitive actions

Data Protection

Protection for sensitive business, customer, and transaction data

Transaction Monitoring

Risk-signal detection based on product and transaction context

Permission Controls

Data and action limits based on team responsibilities

FUNDS SECURITY

Clear records for every movement of money

Collections, payments, conversions, deposits, withdrawals, and FTP Card spending processed through the platform can generate corresponding transaction records, helping businesses track the source, processing progress, and ultimate destination of funds.

Funds overviewAvailable, pending, and transaction records

Fields, visible data, custody arrangements, and settlement methods may vary by product, transaction channel, currency, service region, and partner financial institution.

Transaction recordPayment details

Illustrative data

Transaction ID: FT-PAYMENT-1787511159465
Sender and recipient: Northstar Digital → Atlas Cloud
Transaction currency and amount: 10,000.00 USD
Fee and amount received: 12.00 USD · 9,988.00 USD
Balance before and after: 48,420.00 → 38,420.00 USD
Payment reference: INV-2026-0842
Created and completed: 2026-08-23 · 11:52
Current status: Completed

ACCOUNT SECURITY

Layered verification for business accounts

Depending on account features and settings, account verification, session management, unusual-activity detection, and permission controls can help reduce the risk of unauthorized login or actions.

Two-Factor Authentication

Add an extra verification step beyond the password to help reduce unauthorized access risk.

Roles and Permissions

Limit visible data, available features, and permitted actions based on each member's responsibilities.

Sensitive-Action Approvals

Eligible accounts can add verification or approvals for important payments, fund movements, and card actions.

Unusual Login Detection

Identify unusual activity based on login device, location, and behavior, and require re-verification where necessary.

TEAM PERMISSION MANAGEMENT

Help ensure every member performs only authorized actions

Businesses can assign roles and permissions based on each member's responsibilities. Eligible accounts can add verification or multi-level approval for important payments, fund movements, and other sensitive actions.

View business accounts, balances, and transactions
Create or approve payments
Manage recipients
Manage global and virtual accounts
Manage FTP Cards and spending limits
Export financial data
Manage team members
Change business settings

DATA SECURITY & PRIVACY

Protect business, customer, and transaction data

We apply technical and administrative measures proportionate to risk and manage access to sensitive data according to its nature, operational need, and authorization scope.

Need-to-know access

Only authorized personnel with a legitimate work need may handle the relevant data.

Business registration information
Director and ultimate beneficial owner information
Identity documents
Bank accounts and wallet addresses
FTP Card data
Payment information
Transaction and login records
Customer communications and supporting information

TRANSACTION SECURITY & RISK MONITORING

Identify unusual and high-risk activity

Deposits, transfers, conversions, withdrawals, and FTP Card spending may be risk-assessed according to product and transaction context. An account or transaction that triggers risk rules may be referred for further review.

Transaction amount and frequency
Source and purpose of funds
Sender and recipient
Transaction country or region
Currencies and payment networks used
Merchant category
Wallet addresses and related activity
Login location and device
Historical transaction patterns
Activity inconsistent with the business model

RISK REVIEWUnusual transaction review process

01
Identify
Detect risk signals based on the account, transaction, and usage behavior.
02
Verify
Re-verify identity or request additional information where necessary.
03
Review
Refer the case for manual or compliance review based on risk level.
04
Respond
Restrict features, pause, or return the transaction under applicable rules.

The response depends on applicable law, terms of service, transaction risk, and partner-channel requirements.

PRODUCT SECURITY CONTROLS

Put the right controls in place before funds move

Different products use different confirmation, limit, and attribution mechanisms to help businesses reduce operational risk before collections, payments, and team spending occur.

FTP CARD

Manage budgets and risk before spending begins

Assign a cardholder, available balance, and spending limits to each FTP Card, and pause, freeze, or terminate cards when needed.

Per-transaction, daily, and monthly limits
Automatic top-ups and low-balance alerts
Separate card and transaction records

ACCOUNTS

Give every incoming payment a clear owner

Link global and virtual accounts to a specific business, customer, or use case to help reduce ambiguity around funds.

Dedicated payment details
Payer and reference
Transaction ID, amount, and currency

TRANSFERS

Confirm critical details before creating a payment

Check the recipient, account, currency, exchange rate, fees, and expected amount received before creating a cross-border transfer.

Recipient and bank details
Exchange rate, fees, and payment route
Payment purpose and amount received

Available controls and handling methods depend on enabled business account features, product rules, service region, and transaction context.

API SECURITY

Integrate business financial services securely

Fast Track Pathway APIs can manage access between systems through credentials, permission scopes, request verification, and audit records.

Depending on enabled API capabilities, security controls may include:

API credential authentication
Permission scope restrictions
Request and webhook signature verification
Rate limits
Audit logs
Credential rotation and revocation
Separate test and production environments

Businesses should store API keys securely and never expose them in front-end code, public repositories, or unencrypted documents. API capabilities depend on business account permissions.

INFRASTRUCTUREPlatform security and resilience

We continually assess the security of the platform and core services and take measures proportionate to risk. These measures may include:

System and network access controls
Separation of privileges
Application security testing
Vulnerability and remediation management
Logging and security-event monitoring
Data backup and recovery planning
Service incident handling
Third-party vendor risk management

SHARED PROTECTION

Security incident response and customer responsibilities

Platform controls and internal business security practices work together to protect accounts, data, and financial operations more effectively.

When a security incident is detected

Depending on the incident, we may take appropriate protective measures and notify affected customers as required by applicable law and the impact of the incident.

Pause sensitive account actions
Revoke relevant login sessions
Require identity re-verification
Pause or freeze affected FTP Cards
Investigate related accounts and transactions
Take remediation and ongoing monitoring measures appropriate to the incident

Protecting accounts together with customers

Businesses should establish clear account, permission, and payment-verification practices and act promptly when unusual activity is detected.

Use a unique, strong password
Enable two-factor authentication
Never share login credentials
Review team roles and permissions regularly
Update permissions immediately when members leave or change roles
Recheck recipient details before making a payment
Store API keys securely
Watch for phishing emails and impersonation sites
Contact support immediately after detecting unusual activity

Fast Track Pathway

Security is the foundation of global financial services

We continue to strengthen account security, data protection, transaction monitoring, and risk management to help businesses receive, manage, and move money worldwide with greater confidence.

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